If you’ve ever thought, “I have an account with myHSA

…but exactly can I use my funds for?” —you’re not alone! It’s a question a lot of people have, especially when it is their first time having a health and wellness spending account. Your spending account with myHSA is there to make your life a bit easier and healthier. So, let’s break down what’s covered, how you can take full advantage of it, and a few tricks to keep things simple.

What Can I Use My Health &Wellness Spending Account For?

Think of your health& wellness spending account as a budget for all the things that help you stay healthy—physically, mentally, and beyond. Here’s what’s usually on the list:

Common HSA eligible items Prescriptions Dental Vision

Chiropractor Physiotherapy Massage Therapy Vaccines

Employee paid health insurance premiums ….and MUCH more

Common WSA eligible items** o Fitness related items like gym memberships, workout classes, trainers, home workout equipment o Holistic and alternative practitioners o Smoking cessation programs o Weight management programs o Veterinary and animal adoption fees o Teeth whitening o …the list can be endless

**Quick Tip: — For Wellness eligible items make sure to check that your plan includes wellness and check the “covered items” list in the myHSA app to make sure you know exactly what is covered. The list of covered items is unique to each individual employer. Still not sure? Ask our live chat team for help!

How to Get the Most Out of Your Account

Ready to make your spending account work for you? Here are a few simple tips:

Plan Ahead: — It’s easy to get caught up in day-to-day life and forget to use your benefits. Start the year by jotting down any known health expenses (ongoing prescriptions, anticipated dental work, vision appointments, etc.) and any wellness goals or services you might need—like signing up for a yoga class or scheduling a few therapy sessions.

Don’t Wait for Issues to Pop Up:

Using your benefits for preventive care (think massages or wellness coaching) can help keep stress or minor aches from turning into bigger problems.

Try Something New: — Your wellness account can be a great excuse to experiment. Maybe you’ve been curious about trying something new, now is your chance!

Making Submissions Hassle-Free — Submitting your expenses doesn’t have to be a chore. Here’s how to keep it easy:

Go Digital with Receipts: — Snap a photo of your health and wellness receipts as soon as you incur the expense and submit them directly into the

myHSA app for review and reimbursement, or store your receipts in one easy to find folder so they’re ready to go.

Submit Regularly: — If you are not able to submit the receipts as soon as you incur the expense, set a reminder to submit your expenses monthly or quarterly—it’s easier to do in smaller batches than all at once at the end of the year.

Check the How-To: Get familiar with our app with our handy tutorial video , or ask our live chat team to help you!

A Few Mistakes to Watch Out For

Even the best of us make mistakes, so here are some things to keep in mind:

Missing Out on Covered Items:

Don’t assume you know everything that’s eligible! Check the list every so often—you might find new things covered that you weren’t aware of.

Forgetting to Use Your Funds:

Some accounts come with a “use it or lose it” rule. Don’t let those dollars disappear—schedule time to use your benefits before they expire.

Incomplete Submissions: — Double-check that you’ve attached all necessary documents and info (like detailed receipts) so there aren’t any delays.

Check out our blog here on how to make sure your claims are reimbursed the first time you submit them!

Why Does This Matter?

Using your health and wellness spending account isn’t just about getting reimbursed—it’s about investing in you . Whether it’s a relaxing massage to wind down or a few therapy sessions to boost your mental health, these benefits are here to help you live and feel your best.

Bottom Line — Your spending accounts are a tool for making healthy choices easier and more affordable. By planning ahead, staying organized, and knowing what’s covered, you can get the most out of this perk without any stress.

Click here to view HSA eligible items

**Eligible wellness items are specific to each individual employer. Please check your plan details for eligible items prior to submission.

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