Your health and wellness spending account offers more than just a way to cover some extra expenses—it’s designed to support a healthier lifestyle, boost your mental and physical well-being, and ultimately add to your overall happiness. To fully enjoy these benefits, it’s essential to use the account by submitting your expenses. Here’s a closer look at why submitting expenses isn’t just about reimbursement but about maximizing the benefits your company provides for you.

1. Access to Reimbursements for Everyday Health Needs

If you’re not submitting your receipts, you’re essentially leaving money on the table. Your myHSA is to be used for your everyday health expenses, like prescriptions, dental, vision, chiropractic care, massage, physio and more. The wellness portion of your spending account is specifically for things like gym memberships, therapy sessions, fitness classes, and more**. By submitting these expenses, you receive reimbursement for the activities that keep you feeling your best. Think of it as a reward for prioritizing your health!

2. Encouragement to Prioritize Wellness Goals

When you actively submit wellness-related expenses, you’re more likely to stay engaged with your health goals. Whether it’s attending a fitness class, trying a new mindfulness app, or setting up regular therapy sessions, submitting expenses reinforces a commitment to these activities. It’s a motivator to keep going, knowing that the financial support is there to help.

3. Helping Your Employer Understand Employee Wellness Needs

Regular submissions of health-related expenses provide valuable insights for employers, helping them tailor benefits to better meet employee needs. For example, if many employees are using their wellness accounts for mental health resources, this data can encourage employers to consider expanding mental health coverage or bringing in additional supportive resources. It’s a simple act that can help shape future benefits and build a stronger wellness culture in the workplace.

4. Less Stress About Out-of-Pocket Costs

The financial impact of maintaining health routines can add up over time. By submitting expenses, you reduce the burden of paying out-of-pocket without reimbursement. Knowing you’ll be reimbursed encourages you to pursue health-related needs and activities without worrying about the financial hit.

5. It’s a Low-Effort Way to Make the Most of Your Total Compensation

Health and wellness spending accounts are part of your compensation package. They’re a benefit your employer provides, much like your salary or retirement savings plan. By submitting your expenses, you’re ensuring you’re getting the full value of that benefit. It’s essentially free money set aside just for you—don’t let it go to waste!

Use the myHSA app for submission:

Take a photo of your payment receipt and submit it in our user friendly app as soon as you incur the expense. You can track the status of your claim from submission all the way through to paid. The best part? In most cases, you will be reimbursed in as little as 24 hours.

Remember: You Deserve It!

Your health and wellness spending account is designed with your well-being in mind. By regularly submitting your expenses, you’re taking an active role in prioritizing your health, supporting a strong workplace culture, and making the most of a valuable benefit.

So remember to submit your health-related expenses, take that yoga class, book a wellness session, or treat yourself to a little extra self-care. Your wellness account is here to support you**—just remember to submit those expenses and enjoy the rewards of a healthier you!

Click here to view HSA eligible items

**Eligible wellness items are specific to each individual employer. Please check your plan details for eligible items prior to submission.