Your health and wellness spending account is a fantastic resource to support your well-being—but if you’ve ever felt the stress of scrambling to submit expenses at the last minute, you’re not alone! Staying organized with your health and wellness submissions can help you avoid last-minute stress, enjoy timely reimbursements, and make the most of this valuable benefit.

1. Set Up a Monthly Reminder

If you are not in the habit of submitting your expenses as soon as you incur them, which we recommend, one of the easiest ways to avoid a last-minute rush is to schedule regular submission times. By adding a monthly or bi-monthly reminder to your calendar, you can stay on top of your expenses without letting them pile up. Think of it as a routine part of managing your health, like booking a doctor’s appointment or refilling a prescription.

Tip: — Choose a specific date each month to submit expenses, like the first or last Friday. This habit can keep things simple and consistent. Take photos of your receipts either as soon as you have them in hand or keep them in one easy-to-find place in your home so they are all together when you are ready to submit them.

2. Digitize Your Receipts — Paper receipts are easy to misplace, especially if you’re saving receipts over several months. Since the

myHSA app is 100% digital, get a head start on the submission process by taking a quick photo of each receipt and creating a folder for these receipts in your photo gallery or by scanning them into a folder on your phone or computer. Many smartphones offer scanning features that store images as PDFs, making them easy to organize and retrieve when it’s time to submit.

Tip: — Create a folder labeled “Wellness Receipts” so you can quickly access and review them.

3. Submit Expenses in Batches

Submitting each expense as soon as it happens can be tough for some people, and waiting until the end of the year can be even worse. Instead, try submitting expenses in batches every few months. This keeps your submissions manageable without letting them accumulate, so you’re not overwhelmed.

Tip: — Schedule quarterly check-ins to submit your receipts if monthly submissions aren’t necessary.

5. Keep Track of Eligible Expenses

Avoid the frustration of rejected claims by knowing what’s eligible before making a purchase. With the myHSA app you can see your list of covered items at any time! Many wellness spending accounts cover gym memberships, therapy sessions, massage, and even mental health apps, but always confirm the guidelines for your specific account.

Tip: — Bookmark your company’s health and wellness spending policy or save it as a PDF in the same folder where you keep receipts.

6. Reach Out if You Have Questions

If you’re ever uncertain about whether an expense is eligible, it’s best to ask rather than guess. Look under your list of “Covered Items” on the myHSA app, or ask our live chat team and they can help clarify any questions, ensuring your submission process is smooth and stress-free.

The Benefits of Staying Organized

Staying organized with your wellness submissions isn’t just about avoiding the end-of-year rush; it’s about making sure you get the most out of your health and wellness benefits with less hassle. Regular submissions, combined with the user-friendly myHSA app means consistent reimbursements, more control over your health-related spending, and less stress about last-minute details.

Take these steps to keep your wellness account in order and enjoy a seamless, stress-free experience that lets you focus on what matters most—your health!

Click here to view HSA eligible items

**Eligible wellness items are specific to each individual employer. Please check your plan details for eligible items prior to submission.

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