The Wiser Advisor Blog

Employee benefits & industry related stories, ideas, and feedback for advisors.

Why does my small business need an Insurance Advisor?

Steve McEwan

Feb 13, 2023
3 min

Why does my small business need an Insurance Advisor?

You already run your own small business and can sometimes wear dozens of hats in a day, from HR, to customer support, to tech support,...

myHSA

Feb 13, 2023
4 min

What is a Flexible Spending Account?

So, you have probably heard of a Health Spending Account (HSA), a non-taxable way to provide employee benefits to cover eligible medical...

What can you claim with a Health Spending Account?

myHSA

Feb 9, 2023
1 min

What can you claim with a Health Spending Account?

What can you claim under a Health Spending Account? We get this question a lot! Luckily, the answer is pretty simple - eligible items are...

myHSA

Feb 9, 2023
4 min

What is a Health Spending Account?

Health Spending Account (HSA), Wellness Spending Account (WSA – also known as a Lifestyle Spending Account in some circles), Flexible...

Steve McEwan

Jan 17, 2023
3 min

Why we hate METC calculators for HSAs

Many times, we run into a scenario where a business owner is assessing whether to use an HSA or the Medical Expense Tax Credit (METC). If...

myHSA opens up Dialogue for small groups

Steve McEwan

Oct 17, 2022
4 min

myHSA opens up Dialogue for small groups

I am very excited about this new partnership that we’ve entered this month, and I wanted to share why we are so excited! First,...

Tim Kane

Aug 17, 2022
3 min

HSA's for Sole Employees

We recently received the question "are PHSP's/HSA's suitable for a sole employee, who is also a shareholder?" An advisor sent us this...

Tim Kane

Nov 18, 2021
3 min

The Shift in Benefits

A common question everyone wants the answer to, is how employee benefits have shifted over the pandemic with an increasingly remote...

Steve McEwan

May 17, 2021
4 min

Wellness Programs Just Make Sense

Many people in the benefits world slough off wellness programs. Why do wellness plans offered alongside health insurance need to be...

Steve McEwan

Nov 27, 2020
2 min

Why offer a WSA?

Why would an employer offer a WSA? Peering through their financial lens, many accountants (and some advisors) may scoff at the concept of...

myHSA

Nov 12, 2020
1 min

METC vs. HSA

Should you claim your medical expense using the Medical Expense Tax Credit, or under your Health Spending Account? Let's crunch some...

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