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Wellness Spending Accounts for Personal Development

Your Wellness Spending Account (WSA) can be a powerful tool for personal development. Here’s how you can make the most of it to invest in yourself and achieve your goals.


Understanding Your Wellness Spending Account

First, get familiar with what your WSA covers. This account is designed to support your overall well-being, and it often includes expenses beyond typical health care costs. If your list of covered items includes "Personal Development Course", it includes anything that pertains to educating yourself. Think university or college classes, courses, books, workshops, and even career coaching.​


Steps to Maximize Your WSA for Personal Development

Know Your Benefits

  • Coverage Limits: Check the annual limit for your WSA on your Dashboard so you can plan your spending effectively.

  • Eligible Expenses: Review what’s covered under your plan by looking at your "List of Covered Items" on your dashboard. ​

Set Clear Goals

  • Professional Growth: Identify skills or certifications that will help you advance in your career.

  • New Skills and Hobbies: Find classes or materials to learn something new or deepen an existing interest.​

Select Your Resources

  • Online Courses: You can explore websites including (but not limited to) Coursera, Udemy, and LinkedIn Learning! These sites offer courses that would be eligible for WSA reimbursement in the "Personal Development Course" category.

  • Books and E-books: Invest in books and tools that can help you grow professionally and personally.

  • Workshops and Seminars: Attend events, either locally or online, that focus on your areas of interest.

  • Personal Career Coaching: Hire a coach to help guide your personal and professional development.​

Track Your Expenses

  • Save Receipts: Keep all receipts and documentation for the expenses you want to be reimbursed.

  • Submit Claims: Learn the process for submitting your claims, including any forms you need to fill out.





Make the Most of Your Funds

  • Plan Your Spending: If you have a myFlexplan with a WSA component, plan your allocation accordingly!





Examples of Personal Development Expenses You Can Cover

  • Professional Courses and Certifications: Enhance your skills with courses on project management, data analysis, or other professional areas that benefit your career.

  • Language Learning: Pick up a new language with classes or language learning apps like Duolingo or Rosetta Stone.

  • Books and Subscriptions: Buy books, audiobooks, or educational magazine subscriptions.

  • Personal Coaching: Invest in sessions with a career coach, life coach, or professional mentor.​


The Benefits of Investing in Personal Development

Using your Wellness Spending Account for personal development has many advantages:

  • Career Advancement: New skills and certifications can lead to promotions and better job opportunities.

  • Mental Health: Activities that promote continuous learning can reduce stress and improve your overall happiness.

  • Holistic Growth: Personal development helps you grow emotionally and intellectually, leading to a more balanced life.


If your WSA has Personal Development expenses included, it's more than just a perk—it can be a resource for your personal and professional growth. By understanding your plan, setting clear goals, and choosing the right resources, you can make the most of your WSA.

Please note that not all Wellness Spending Accounts (WSAs) cover personal development expenses. The coverage varies by employer and specific plan details. Always check your WSA list of covered items or consult with your HR department to ensure that your intended expenses are eligible for reimbursement.



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